For all Colombians, this mechanism offers benefits identified in other countries that have used securitization as an economic growth tool: 1. Overall development of the real estate sector, given the potential mortgage loan offering generated insofar as banks are provided with greater liquidity to be in turn translated into new mortgage loans. 2. Increased construction activity 3. Increased employment 4. Economy growth 5. Homeownership by millions of Colombians granted with distinct conveniences, thus offering wellbeing and improved quality of life. 6. Greater development and growth of capital markets 7. Family home purchase will be indirectly financed by the resources that those same families have saved in several entities, such as pension funds.

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